:root{--ink:#182019;--paper:#f6f1e7;--card:#fffdf8;--accent:#c55f2a;--green:#284b3a;--muted:#6b6f68;--line:#d9d2c4}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:var(--paper);line-height:1.65}
a{color:var(--green)}.wrap{width:min(1120px,92%);margin:auto}.site-header{background:#fffdf8;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}
.navbar{display:flex;align-items:center;gap:24px;min-height:72px}.brand{font-weight:800;font-size:1.25rem;text-decoration:none;color:var(--ink)}nav{display:flex;gap:18px;margin-left:auto}nav a{text-decoration:none;font-weight:700}
.btn{display:inline-block;background:var(--accent);color:white;text-decoration:none;font-weight:800;padding:13px 18px;border-radius:7px}.btn.secondary{background:var(--green)}.header-cta{margin-left:6px}
.hero{padding:72px 0 58px;background:linear-gradient(135deg,#f6f1e7,#e7dfce)}.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;font-weight:800;color:var(--accent)}
h1{font-size:clamp(2.4rem,6vw,4.7rem);line-height:1.03;max-width:900px;margin:.2em 0}.lede{font-size:1.2rem;max-width:720px;color:#42473f}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}
main{padding:54px 0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:var(--card);padding:24px;border:1px solid var(--line);border-radius:10px}.card h2,.card h3{margin-top:0}
.article{max-width:820px}.article h1{font-size:clamp(2.2rem,5vw,3.7rem)}.article h2{margin-top:2.1em}.note,.cta-box{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:22px;margin:28px 0}.cta-box{border-left:5px solid var(--accent)}
footer{border-top:1px solid var(--line);padding:34px 0;margin-top:50px;color:var(--muted);font-size:.93rem}
.disclosure{font-size:.88rem;color:var(--muted)}@media(max-width:800px){nav{display:none}.header-cta{margin-left:auto}.grid{grid-template-columns:1fr}.hero{padding-top:48px}}

.breadcrumbs{font-size:.9rem;margin-bottom:18px;color:var(--muted)}
.breadcrumbs a{text-decoration:none}
.link-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin:24px 0}
.mini-card{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:20px}
.mini-card h3{margin-top:0}.checklist li{margin:.55em 0}
@media(max-width:800px){.link-grid{grid-template-columns:1fr}}